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Insurance Scouts, LLC Blog

View the latest blog posts from Insurance Scouts, LLC.

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Sunday, March 5, 2023

Insurers Urge Commissioner to Phase-In New Auto Coverage Limits

  The Personal Insurance Federation of California (PIFC) sent a letter to California Insurance Commissioner Ricardo Lara urging him to issue a bulletin to clarify that the requirement to auto insurance policies comply with new financial responsibility limits should be applied to insurance policies as they renew, not on the specific date the bill becomes effective. READ MORE >>

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Tuesday, December 20, 2022

Capitol Weekly: An Insurance Crisis is Upon Us

I wanted to share this editorial from Capitol Weekly since it’s simple to understand for non-insurance industry folks. I 100% agree and support the views of this piece written by Julian Canete, president and CEO of the California Hispanic Chambers of Commerce. READ MORE >>

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Monday, October 31, 2022

Submit Comments on ESCCRP Tree Thinning Work

Photo from driving through Mammoth; you can see beetle kill that needs to be harvested on the Mammoth Knolls.   Here’s another chance to get involved and help push wildfire-prevention efforts forward! I’m subscribed to receive updates from the Eastern Sierra Climate and Communities Resilience Project for the USDA Forest Service. READ MORE >>

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Sunday, October 9, 2022

Help the Eastern Sierra Wildfire Alliance Get a Forest Grant

  The Eastern Sierra Wildfire Alliance needs your help to secure funding for forest health projects!   We’ve been involved with the Eastern Sierra Wildfire Alliance for several years. This is a group of stakeholders in Alpine, Mono and Inyo counties from non-profit organizati... READ MORE >>

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Wednesday, September 28, 2022

The Current State of Insurance for California Homeowners

Nearly half a million California homeowners had their property coverage nonrenewed in 2019 and 2020, according to data from the California Department of Insurance. Many more people had to find other carriers or go to the state’s FAIR Plan in both 2019 and 2020 than between 2015 and 2020. READ MORE >>

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Wednesday, August 17, 2022

Insurance Scouts Joins Western Insurance Agents Association

  We’re happy to announce Insurance Scouts has joined the Western Insurance Agents Association (WIAA) to be part of the solution to advocate for insurance issues affecting Californians. The main issues affecting Mono County and the greater California area are cancellations from carriers and carriers being unwilling to write new policies. READ MORE >>

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Monday, August 8, 2022

Small Businesses and the Impacts of Inflation

  Most small businesses I talk to are feeling the impacts of inflation these days. It feels like it’s coming from all sides. One thing to keep in mind is whether you’re still adequately covered by your insurance, which this Travelers article (linked below) discusses. READ MORE >>

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Wednesday, July 6, 2022

Employer Question: Gas Bonuses and Workers Comp Insurance

    I heard this question recently: If I bonus my employees for the increase in their fuel cost, do I also have to pay for Workers Compensation Insurance on that bonus? The answer is yes – since the bonus could be used for anything. READ MORE >>

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Friday, July 1, 2022

LA Times: A Treacherous California Fire Season Made More Dangerous by Drought, Water Restrictions

  We’re no strangers to the fears and realities of wildfire here in the Eastern Sierra. It has become a constant thought that accompanies life in California. Our low-snow winters don’t only affect us, they affect the entire state, and often increase the risk of wildfires. READ MORE >>

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Thursday, June 30, 2022

Verisk: Five Emerging Risk Trends Facing Homeowners

  We always pay attention to trends and changes in the insurance industry, including general trends that affect homeowners in the Eastern Sierra, throughout California, and beyond. Verisk is working on filing a significant update to their ISO Homeowners program and shared a blog post about five emerging trends they’re addressing with the update. READ MORE >>

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