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flood insurance

February 10, 2018
Agency

Mudflows in Montecito

From my perspective working in property insurance, this is a flood, and many homeowners and businesses may be without insurance. However Dave Jones (California Insurance Commissioner) has given formal notice to insurance companies of their duty to pay for “efficient proximate cause.” What does this mean? Insurance companies would have to cover damages from the […]
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September 7, 2017
Agency

Most Property Insurance Does Not Cover Floods

Most of us are far removed from the devastation that took place in Huston a couple weeks ago. However many of us have family or friends who live in the greater Huston Area.  Though we don’t have that caliber of torrential downfall or Hurricanes here in the Sierra, it is important to remember how devastating […]
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