760.934.7548
Home
postpostheader postpostheader postpostheader postpostheader postpostheader


   

Q: I have been asked more than once will my Insurance Company pay to remove a tree that may fall on my house. 
A: No- the reason being is that a tree that needs to be removed is viewed as ordinary maintenance or pride of ownership. No different than painting your home or replacing a roof that is beyond it's useful life. 

Q: Will my insurance company pay to remove a fallen tree.
A: Yes, However tree removal maybe limited to $1,000 also the cost of removal would have to exceed the policy deductible.  

Q: What if a tree falls on my house is it covered. 
A: Yes- on a HO-3 or HO-5 Homeowners Insurance Policy a fallen tree is covered.

I have heard the comment in jest that "I'll just wait for it to fall then." As illustrated the "downfall" to this method would be you are risking your life or someone else's. Your Homeowners policy can replace you house but not your life so make the responsible choice and pay to have the tree removed. 

Credit to The Sheet for photo and story.
http://thesheetnews.com/2016/02/19/high-winds-topple-trees/
Posted 6:09 PM

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version


What People Are Saying
Read more >

Contact Us
 
Visit Us Explore Our Blog
Insurance Scouts, LLC
306 Laurel Mountain Rd.
Ste 102
PO Box 63
Mammoth Lakes, CA 93546-0063


Phone: 760.934.7548
Fax: 760.479.5984
CA License #:
Insurance Scouts Insurance Agency, LLC
0K71124, 0D90101
Home
Get a Quote
Customer Service
Glossary

Connect On Facebook
About Us
Contact Us
Blog
Locations
READ MORE >
Powered by Insurance Website Design