12 Questions to Ask Your Workers Comp Agent

Ask your workers comp agent these 12 questions. You might realize you have no strategy or specialist to support your business. Errors, overcharges, mismanagement, and lack of account strategy are rampant in workers comp insurance.

If you haven’t talked through these questions or the information doesn’t sound familiar, you’re not alone! We’re happy to discuss and share our answers to these questions with you, just fill out the form below. Our free consultation can help your business achieve its legal minimum premium. There’s no better time than right now to reach out to figure out how to strategize your workers comp policy.

1. What is your strategy to consistently earn a loss-free rating and pay the legal minimum insurance premium?

2. Why is six months after my renewal the most important date for my workers compensation policy?

3. Can you train me on my DWC1 Claim Form?

4. When am I required to report a claim to Cal-OSHA? What is the time frame? Can you train me on potential non-reporting penalty?

5. Why do I need to know the number of my local Cal-OSHA office?

6. Is my policy well-placed with a carrier that's known for competitive premiums and superior claim experience?

7. When should I report a claim to my insurance company?

8. When is my OSHA 300 online injury report due?

9. Have you reviewed my experience modification for accuracy? What can I do to lower my experience modification?

10. Can you help me prepare for an annual audit? What should I ask for in addition to the final audit calculation?

11. When do you follow up on claims with the insurance company?

12. What is the number one goal for an injured or ill employee?