renters insurance

What is Renters Insurance, HO4 Policy? Renters insurance is a packaged policy that covers your Personal Property (Contents), Additional Living Expenses, and Personal Liability.  It provides protection against perils/losses such as: Fire, Wind, Smoke, Theft/ Vandalism, and Discharge of Water from Plumbing. Damages caused by most perils/losses are covered but two major exceptions exist. The […]

Every winter we seem to have incidents in Mono County related to hot ashes. Sometimes hot ashes have even caught structures on fire, but more often the fire department is called to respond to smoking dumpsters from people who’ve poured their hot ashes inside. Neither one is a good scenario. To properly dispose of ashes, […]

Christmas trees are a fun way to celebrate the holiday season, but they can be quite the fire hazard as they dry out. Here are some great Christmas tree safety tips from the National Fire Protection Association. Between 2014 and 2018, U.S. fire departments responded to an average of 160 home fires from Christmas trees […]