Condo Association Insurance
Condo Association Insurance Information
What is condo association insurance?
If you own a condo in Mammoth, Bishop or anywhere in the Eastern Sierra, you're responsible for insuring your individual unit, and you have a shared interest with the other condo owners to protect the building or complex as a whole. The condo association handles insuring the building's exterior structure and common areas. Condo association insurance provides a blanket of coverage over the whole property.
Who benefits from condo association insurance?
Everyone who owns a condo benefits from condo association insurance. This is why most condo complexes collect money from homeowners that goes toward purchasing this coverage (HOA dues/fees). Individual condo insurance policies cover personal belongings and interior fixtures, but the association's policy covers the roof, foundation and exterior walls. If disaster strikes, condo association coverage is often vital for rebuilding.
A good condo association policy includes both property and liability coverage. If you're looking for condo association insurance, you can add on additional coverage options too. No two condo associations are alike, so it's best to give us a call so we can chat through your specific needs. Being located in Mammoth Lakes, we're well versed in condo association policies in Bishop, Mammoth Lakes and up and down highway 395.
Why choose an independent agent?
Independent insurance agents offer more insurance options with more variety in pricing for customers. Since we work with many different companies, we can usually help you fill all your insurance needs without having to use different agents. We also take the time to figure out what you need and connect you with the best insurance policy. We don't believe in a one-size-fits-all approach with insurance.