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Insurance Scouts, LLC Blog: insurance

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Have you ever heard statistics about accidents around the home? A Secure Life lists falls as number one. My house is located in Crowley Lake, CA. Every year we have friends and family over to celebrate Independence Day. In 2018 one of my uncles tripped on a lower step, but luckily he wasn't hurt badly. READ MORE >>

I wanted to spotlight one of our carriers that is extremely active in fighting workers comp fraud. ICW has an in-house special investigation unit department that investigates to find evidence of fraud. Workers comp fraud is a huge problem and increases costs to employers. READ MORE >>

 California Insurance Commissioner Dave Jones sponsored SB 894, AB 1772, AB 1800, AB 1875 and AB 2594. Governor Jerry Brown has signed these bills, and some take effect immediately. For the provisions of the bills to be effective, the loss must be from a declared disaster. READ MORE >>

It's the time of year again to make the final preparations for winter. Angelo's Stove & Chimney scheduled and cleaned my home's chimney last week. Have you ever seen a chimney fire? Take one look and you'll want to do anything possible to prevent it. READ MORE >>

From my perspective working in property insurance, this is a flood, and many homeowners and businesses may be without insurance. However Dave Jones (California Insurance Commissioner) has given formal notice to insurance companies of their duty to pay for "efficient proximate cause." What does this mean? READ MORE >>

Carbon Monoxide poisoning occurs most often during the winter months. This is because during the cold months we frequently use furnaces, water heaters, stoves, and gas fireplaces. Some precautions you can take to avoid carbon monoxide poising are to have fuel-burning appliances inspected for le... READ MORE >>

Most of us are far removed from the devastation that took place in Huston a couple weeks ago. However many of us have family or friends who live in the greater Huston Area.  Though we don’t have that caliber of torrential downfall or Hurricanes here in the Sierra, it is important to remember how devastating floods can be. READ MORE >>

  Attention business owners! The Worker’s Compensation Rating Bureau authorized the submission of an Advisory Pure Premium Rate Filing to the California Insurance Commissioner. What the WCIRB is attempting to do is raise the workers comp pure premium in California. READ MORE >>

It was one of the largest snow years on record. We know based on our knowledge of the area that deer won’t be able to migrate through the snow covered passes this year. There will likely be an influx of animals near our road systems, and our odds of a run in will increase drastically. READ MORE >>

As part of living in the Eastern Sierra, we can expect heat waves during these summer months. To avoid costly workers compensation insurance claims, please consider Heat-Related Illnesses and our tips for beating the summer heat. Symptoms of Heat-Related Illness can be broken down into two groups: Heat Exhaustion, and Heat Stroke. READ MORE >>

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