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Home > Blog > Insurance Scouts, LLC Blog Page 2
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Insurance Scouts, LLC Blog Page 2

View the latest blog posts from Insurance Scouts, LLC.

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Monday, February 21, 2022

An Update on Cyber Threats

Cyber security and cyber crime have been around for a while, but these risks increased during COVID with so many more people and businesses operating remotely.    In the insurance industry, we’ve seen more hacked networks, businesses interrupted because of hacking, and ransomware incidents in the past couple years. READ MORE >>

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Sunday, July 18, 2021

Mammoth Lakes Insurance Beneficial Risk Factors Versus Fireline Score

  Property insurance continues to be a tricky situation in the Eastern Sierra. What this means is you might be paying more for your premium, or you might need to advocate to get the coverage you need. At Insurance Scouts, we always advocate for our partners to find the best coverage for you so you don’t have to worry about it. READ MORE >>

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Friday, July 16, 2021

Wildfire & Insurance Facts: What We Know

  The California Senate Committee on Insurance held an informational hearing on emerging issues with wildfires and insurance in March. Here are some key findings from that hearing. California homeowners and businesses have traditionally had broad access to high quality policies at relatively low prices that meet their needs under most conditions. READ MORE >>

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Wednesday, July 14, 2021

CA Home Insurance Premiums Continue Rising

  California home insurance premiums continue to rise, and the situation is getting untenable. My personal home insurance policy went up more than $1,200 last year, and I’m hearing the same from many of my clients. This CalMatters article offers a good overview of the situation. READ MORE >>

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Saturday, April 17, 2021

Does Your Homeowners Insurance Cover Dog Bites?

  The Bidens’ rescue dog Major has been involved in two biting incidents this year. Major has received additional training since then, but it brings up a good topic -- what happens if your dog bites someone? Does your insurance cover that? Did you know that most homeowners insurance policies cover dog bites? READ MORE >>

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Tuesday, February 23, 2021

Productivity Tips for COVID and Beyond

Working during COVID has its challenges. I’ve had trouble finding time to get focused work done, especially with the kids at home. We’re all hoping the pandemic will end soon, but in the meantime, here are some productivity techniques I’ve been using that I wanted to share.   READ MORE >>

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Friday, February 19, 2021

Travelers Insurance Gives Premium Credit

I recently got a letter from Travelers Insurance, my auto insurer. The letter announced a credit to my account.  “Given the current conditions in California, we are implementing the California Auto Premium Credit Program, which will automatically give a 10% credit on July, August, September, October, November and December 2020 premiums. READ MORE >>

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Thursday, January 28, 2021

Cal/OSHA Log 300 Reporting & New Experience Mod Technology

VIDEO CONTENT: Today I have two important announcements for you in regards to workers comp insurance. First off, why the focus on workers comp insurance? It is the most controllable insurance you have to earn a minimum premium, so I love to look for ways to close out claims and get your employees back to work and get you that minimum premium. READ MORE >>

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Wednesday, January 27, 2021

Working with the Best Companies: the PAR

California's Workers' Compensation Profile Audit Review (PAR) was just released in the end of December. This audit process indicates how well claims administrators are fulfilling their obligations. It helps agents and our clients understand how insurance providers perform in their workers' compensation claims handling and how well injured workers will be treated. READ MORE >>

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Wednesday, January 27, 2021

Why Fuels Reduction Is Important

Fuels reduction is an important part of fire management in California and across the country. Fuel is pretty much anything that can burn… this includes trees, grasses, pine needles, etc. You might hear people talk about creating defensible space to reduce your home’s fire risk. READ MORE >>

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