May 8, 2020
AgencyThe Ugly Truth About On-the-Job Employee Injuries
When your employee suffers an on-the-job injury and incurs medical bills and lost wages, something unusual happens. While the name on the check medical providers receive for their invoices, and the name on the check your injured employee receives for lost wages, is the insurance company’s name, the money paid is actually a loan […]
July 23, 2020
AgencyBeware of Lawsuits for Non-ADA-Compliant Websites
I’ve heard several stories lately of local businesses getting letters about settlements if their websites aren’t ADA-compliant. Just as your business is required to have certain modifications in your physical space under the Americans with Disabilities Act (ADA), your website needs to be ADA-compliant as well. However, it’s not extremely clear what counts as […]
October 12, 2020
AgencyDeer Migration Alert
It’s that time of year again… The snow and cold weather have started the annual winter deer migration. Deer are now moving from the high country on the east side of Highway 395 across 395 into lower elevation winter ranges on the west side of the highway. A high number of deer-car collisions occur […]
October 29, 2020
AgencyAn Update on SB 1159 Covid 19 & Work Comp Reporting
I wanted to share a few more details on SB 1159. It’s going to be with us until January 1st, 2023. Make sure you have the reporting form. Any employers with four or fewer employees are going to be exempt from any sort of reporting (or if your employees are fully telecommuting). It’s not […]
November 7, 2020
AgencyAvoid Frozen Pipes This Winter
Frozen pipes are the last thing you’ll want to deal with during the winter, especially if you live in the Eastern Sierra where you’re already having to shovel snow all season. You probably have homeowners insurance or condo unit owners insurance, but damage from frozen pipes isn’t always covered. To make sure you’re covered, you […]
November 14, 2020
AgencyHomeowners Insurance Rate Change in 2021
The following update comes from the California FAIR Plan Association. The FAIR Plan is an association based in Los Angeles made up of insurers authorized to transact basic property insurance in California. Coverage is available to all California property owners, but it provides insurance only as a last resort for people who can’t find homeowners […]
December 7, 2020
AgencyDisposing of Hot Ashes
Every winter we seem to have incidents in Mono County related to hot ashes. Sometimes hot ashes have even caught structures on fire, but more often the fire department is called to respond to smoking dumpsters from people who’ve poured their hot ashes inside. Neither one is a good scenario. To properly dispose of ashes, […]
December 12, 2020
AgencyChristmas Tree Safety Tips
Christmas trees are a fun way to celebrate the holiday season, but they can be quite the fire hazard as they dry out. Here are some great Christmas tree safety tips from the National Fire Protection Association. Between 2014 and 2018, U.S. fire departments responded to an average of 160 home fires from Christmas trees […]
January 27, 2021
AgencyWhy Fuels Reduction Is Important
Fuels reduction is an important part of fire management in California and across the country. Fuel is pretty much anything that can burn… this includes trees, grasses, pine needles, etc. You might hear people talk about creating defensible space to reduce your home’s fire risk. You can create defensible space by removing any fuels around […]
January 27, 2021
AgencyWorking with the Best Companies: the PAR
California’s Workers’ Compensation Profile Audit Review (PAR) was just released in the end of December. This audit process indicates how well claims administrators are fulfilling their obligations. It helps agents and our clients understand how insurance providers perform in their workers’ compensation claims handling and how well injured workers will be treated. We’re happy to […]